{"id":6312,"date":"2011-07-06T07:01:28","date_gmt":"2011-07-06T06:01:28","guid":{"rendered":"https:\/\/www.diaryofanadi.co.uk\/?p=6312"},"modified":"2011-07-06T07:01:28","modified_gmt":"2011-07-06T06:01:28","slug":"fronting-on-rise","status":"publish","type":"post","link":"https:\/\/diaryofanadi.co.uk\/?p=6312","title":{"rendered":"&quot;Fronting&quot; on Rise"},"content":{"rendered":"<p>&#8220;Fronting&#8221; is when someone is the main driver or owner of a car, and yet is only insured as a named driver &#8211; usually on a parent&#8217;s insurance policy. Anyone doing it is unlikely to be insured &#8211; their policies will be void.<\/p>\n<p><img decoding=\"async\" class=\"alignleft size-full wp-image-6316 lazyload\" style=\"--smush-placeholder-width: 180px; --smush-placeholder-aspect-ratio: 180\/158;float: left; margin: 5px 10px 5px 0px; display: inline;\" title=\"Liar, Liar! Pants on Fire!\" alt=\"Liar, Liar! Pants on Fire!\" data-src=\"https:\/\/www.diaryofanadi.co.uk\/wp-content\/uploads\/2011\/07\/liar1.gif\" width=\"180\" height=\"158\" align=\"left\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/>This story has some interesting statistics. It says that 25% of young drivers have lied to get cheaper insurance, and 68% of those claimed they didn&#8217;t know they were wrong.<\/p>\n<p>The report adds that 39% do not declare modifications to their cars, and 41% lie about keeping the car in a garage. Based on my own recent observations, they could have added a similarly large statistic involving lying about where you live by up to 150 miles (so far) in order to get the postcode disadvantage of your actual location off your policy.<\/p>\n<p>People who think they&#8217;re clever like this are incredibly dim, though. None of them can grasp the concept of <em>not <\/em>being covered through voiding your policy, or of being prosecuted and receiving points and a ban as a direct result. Few seem to realise that you don&#8217;t have to be involved in an accident for the deception to be detected and lead to such a ban.<\/p>\n<p>And none seem to have any inkling of just what such a ban would do to your career and future insurance premiums &#8211; directly and indirectly &#8211; if you got one.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Fronting&#8221; is when someone is the main driver or owner of a car, and yet is only insured as a named driver &#8211; usually on a parent&#8217;s insurance policy. Anyone doing it is unlikely to be insured &#8211; their policies will be void. This story has some interesting statistics. It says that 25% of young [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[80],"tags":[],"class_list":["post-6312","post","type-post","status-publish","format-standard","hentry","category-adi-related"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/6312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6312"}],"version-history":[{"count":0,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/6312\/revisions"}],"wp:attachment":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}