{"id":6948,"date":"2011-09-20T21:55:55","date_gmt":"2011-09-20T21:55:55","guid":{"rendered":"https:\/\/www.diaryofanadi.co.uk\/?p=6948"},"modified":"2011-09-20T21:55:55","modified_gmt":"2011-09-20T21:55:55","slug":"how-to-cut-car-insurance-costs","status":"publish","type":"post","link":"https:\/\/diaryofanadi.co.uk\/?p=6948","title":{"rendered":"How to Cut Car Insurance Costs?"},"content":{"rendered":"
An article on MyFinances.co.uk lists 15 ways in which you can cut your car insurance:<\/p>\n
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buy a car that’s cheaper to insure<\/li>\n
switch insurers<\/li>\n
secure your car<\/li>\n
increase voluntary excess<\/li>\n
get insured as a named driver <\/li>\n
pay upfront<\/li>\n
pay with a 0% credit card<\/li>\n
watch out for good deals<\/li>\n
tell your insurer if your circumstances change<\/li>\n
reduce your mileage<\/li>\n
driver more safely<\/li>\n
use a ‘telematics’-based insurer<\/li>\n
take advanced driving lessons<\/li>\n
be honest<\/li>\n
don’t necessarily get the cheapest policy<\/li>\n<\/ul>\n
I have to say that the list is a bit of a damp squib, really. Except for the parts which are dangerously wrong and misleading (see the one I’ve highlighted in red).<\/p>\n
MyFinances claims that the only problem with being a named driver is that:<\/p>\n
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…it is illegal to tell an insurer your parent is the main driver on your own car. <\/p>\n<\/blockquote>\n
What they don’t explain is that it is also illegal to do it on ANY car if you are the main driver (owner or not), and with some insurers (Tesco, for example, so hardly the obscure ones) it will also be considered illegal if you are merely a regular user (which I wrote about in this article<\/a>).<\/p>\n
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