{"id":8190,"date":"2012-02-16T16:24:34","date_gmt":"2012-02-16T16:24:34","guid":{"rendered":"https:\/\/www.diaryofanadi.co.uk\/?p=8190"},"modified":"2012-02-16T16:24:34","modified_gmt":"2012-02-16T16:24:34","slug":"pay-as-you-go-insurance","status":"publish","type":"post","link":"https:\/\/diaryofanadi.co.uk\/?p=8190","title":{"rendered":"\u201cPay As You Go\u201d Insurance"},"content":{"rendered":"<p>It\u2019s interesting how certain individuals, groups, and organisations can dig the most bizarre meanings out of simple and honest facts if it fits in with their warped agendas.<\/p>\n<p>I saw this article in the newsfeeds from <a title=\"Pay as you Drive insuarance could penalise country bumpkins\" href=\"http:\/\/www.thisismoney.co.uk\/money\/news\/article-2101109\/Pay-drive-insurance-policy-penalise-families-rural-areas.html?ito=feeds-newsxml\" target=\"_blank\" rel=\"noopener\">This is Money<\/a>, about what they call \u201cpay as you drive\u201d insurance. They refer specifically to the <a title=\"AA Launches Drivesafe Box\" href=\"https:\/\/www.diaryofanadi.co.uk\/?p=8182\" target=\"_blank\" rel=\"noopener\">AA\u2019s Drivesafe Box<\/a>, which I commented on recently, pointing out that everyone who gets one starts off on 50 points, and this goes up or down depending on how fast you go, how sharply you turn corners, and so on.<\/p>\n<p>They then add:<\/p>\n<blockquote><p>But drivers living in areas where there are many winding roads \u2014 such as the countryside \u2014 will have to work harder to keep a good score, as insurers view these areas as more risky.<\/p><\/blockquote>\n<p>That is total speculation. Technology is a lot smarter than many journalists \u2013 something many journalists appear to be blissfully unaware of.<\/p>\n<p><img decoding=\"async\" style=\"--smush-placeholder-width: 180px; --smush-placeholder-aspect-ratio: 180\/242;margin: 5px 10px 5px 0px; display: inline; float: left;\" title=\"Mickey Mouse Fly-fishing\" data-src=\"https:\/\/www.diaryofanadi.co.uk\/wp-content\/uploads\/2012\/02\/mickey_fishing.gif\" alt=\"Mickey Mouse Fly-fishing\" width=\"180\" height=\"242\" align=\"left\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/>But it isn\u2019t from This is Money\u2019s mouth that this rubbish originates. It is the <del>Countryside Alliance<\/del> [broken link] \u2013 that group \u201crepresenting the countryside\u201d \u2013 which advocates, among other things, the legalisation of tearing foxes apart with hounds for the perverted pleasures of country types, shooting anything that moves, using whippets to tear rabbits apart \u201cto control them\u201d, the defence of its members who illegally kill Hen Harriers (a bird of prey) because the Harrier kills Grouse (which they farm to shoot), and so on.<\/p>\n<p>One can only guess at their take on Hare Coursing and Badger Baiting to \u201ccontrol\u201d the populations of those particular animals.<\/p>\n<p>I also seem to remember that they took up graffiti &#8211; painting slogans across roads and stuff &#8211; when the original fox-hunting ban was being pushed through. They certainly stuck a huge number of their flyers up illegally on traffic signs (you still see some of them around). And they are not particularly vocal about the blatant violation of that law by hunts around the country whose members still get their sexual kicks out of chasing and killing foxes.<\/p>\n<p>So, on this current matter, they say that it is unfair to penalise people for living in rural areas!<\/p>\n<blockquote><p>\u2026we are also concerned that rural roads can be tricky to drive, so this device should recognise and not penalise rural drivers unfairly.<\/p><\/blockquote>\n<p>It doesn\u2019t. It won\u2019t. It penalises people for driving like pillocks \u2013 you could spend 100% of your time on rural roads and still get a good rating out of the thing, even without having to change anything.<\/p>\n<p>It seems like these village idiots have got it into their heads that the AA\u2019s device, which monitors how you turn corners (among other things), actually penalises you for going round them. What it does is give you a black mark if you try and go round them on two wheels!<\/p>\n<p>Now, if the Countryside Alliance\u2019s members are wont to drive <strong>that<\/strong> badly \u2013 speeding and such like (which of course, we all know they aren\u2019t) \u2013 then they deserve to pay higher insurance. But they aren\u2019t going to get penalised <strong>just<\/strong> for driving on country roads or going round corners. And while we\u2019re on the subject, I don\u2019t recall the Countryside Alliance throwing a hissy fit over the Co-op\u2019s Smartbox, which uses the same technology.<\/p>\n<p>Mind you, assuming they have been quoted in context, the AA hasn\u2019t helped itself \u2013 the article doesn\u2019t quote them directly, but says that the AA \u201cconcedes rural dwellers could pay more.\u201d I suspect there was much more to that in the interview.<\/p>\n<p>These devices are aimed at boy racers. Just because they might also happen to be young farmers doesn\u2019t make them immune to the effects of juvenile testosterone.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s interesting how certain individuals, groups, and organisations can dig the most bizarre meanings out of simple and honest facts if it fits in with their warped agendas. I saw this article in the newsfeeds from This is Money, about what they call \u201cpay as you drive\u201d insurance. They refer specifically to the AA\u2019s Drivesafe [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[80,86,87],"tags":[],"class_list":["post-8190","post","type-post","status-publish","format-standard","hentry","category-adi-related","category-bad-drivers","category-news"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/8190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8190"}],"version-history":[{"count":0,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/8190\/revisions"}],"wp:attachment":[{"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diaryofanadi.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}