A Southport teenager has been quoted £24,100 to insure his 12 year old Volvo, which is worth £700.
I have to say that the article is a little biased in favour of the teen. It says:
The Crossens youngster flipped his Corsa, despite driving at low speed, and came to a standstill in the front garden of a Bankfield Lane house.
Now, this is where the problem is. A basic understanding of physics makes it hard to imagine how going slow and carefully can flip the car off the road, across the pavement, and into a garden. Obviously, having no understanding of physics at all means newspapers anxious to sensationalise can make such statements with ease.
If I was going to draw up a typical likely-to-drive-like-a-chav profile for a teenager, one of the first things I’d put on it would be “Vauxhall Corsa”. I won’t say where said teenager would come from, but some areas of the country would feature higher than others.
I drove in the bad weather and at no point did my car show any signs of leaping tall buildings and landing on its roof in someone’s front garden. Sir Isaac Newton would be happy to know that around here at least, gravity and the laws of motion still work as you’d expect, even if they’rer suspended up in Southport.
The teenager was quoted £24,100 by the AA. On price comparison websites he was quoted £12,000 and £15,000. It is fairly obvious that he is seen as a high risk – no matter what car he is driving.
Perhaps he could consider that Co-op blackbox scheme that has been launched. Then he can prove his last accident was a fluke and nothing at all to do with going too fast.