A reader pointed me towards this story on WalletPop concerning a survey done by the Motor Insurers’ Bureau.
The story identifies so-called blackspots, where “almost” a third of drivers are driving without insurance. Uninsured drivers add an average of £30 to everyone’s annual motor insurance premiums.
I am totally against uninsured driving, but I can’t respond to the drama they seem to be creating around these blackspots. Is it any better if you’re maimed by an uninsured driver from, say, Richmond or South Kensington instead of Halifax, Birmingham, or Manchester? I don’t think so.
I remember one of those TV police shows where one of the traffic cops said that on the normal roads, you might find that 1 in every 10 routine stops involves an uninsured driver (this was in South Yorkshire), but there was a particular (very rough) housing estate in Sheffield where you could be sure that every stopped car would be uninsured.
And Sheffield doesn’t even feature on the list in this article.