This story reports that 14% of drivers admit to “fronting” for their children, and another 13% will as soon as they get the chance. The one thing the article omits is a suitable definition of what “fronting” is.
I wrote about this last year. Some insurers might simply regard it as a parent insuring a car in their own name, when the car is owned, maintained, and kept by the child at a different address. It’s all nice and clean like that, isn’t it?
But as I pointed out, the borders become somewhat blurred when the child lives at the same address, or shares a parent’s car (well, it’s the parent’s car in name, but that’s part of the deception), yet uses it more than they do.
Tesco views it far more sensibly, and says if someone uses the car to get to work or college, uses it daily, or maintains it, then they must be the main driver. The other insurers who can only comment on black and white scenarios are simply playing catch-up.
In actual fact, the present article is simply a regurgitation of previous reports – this one from Zurich, for example, from last August.